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Privacy Policy

Version 1 · Published 15 Oct 2026

Placeholder — not legally reviewed. This text must be replaced with wording approved by Apenia’s legal and compliance team before launch.

Who we are

Apenia operates this website to receive applications for iPhone financing.

What we collect

When you apply we collect the details you provide (such as your name, national ID number, phone number and email), the documents you upload (identity documents and your M-Pesa statement) and the next-of-kin contact you give us.

Why we use it

To process and assess your application, verify your identity, prevent fraud, and communicate with you about your application.

Verification

Identity verification and M-Pesa statement analysis are carried out through Apenia Verify. Every financing decision is reviewed by a member of our team.

Your rights

Under Kenya’s Data Protection Act, 2019, you have rights including access, correction and deletion of your personal data. Contact us to exercise them.