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iPhone financing in Kenya

Your next iPhone starts here.

Explore available iPhones, submit your financing application, and follow your application journey with Apenia.

Reviewed by people

Every application is reviewed by our team.

Private by design

Documents are stored privately and encrypted.

No PIN, ever

We will never ask for your M-Pesa PIN.

Follow along

Track your application in the Apenia app.

The line-up

Find your iPhone.

See all iPhones →
New

iPhone 17 Pro Max

256GB · 512GB · 1TB · 2TB

Pricing on application

Apply to receive financing terms

New

iPhone 17 Pro

256GB · 512GB · 1TB

Pricing on application

Apply to receive financing terms

New

iPhone Air

256GB · 512GB · 1TB

Pricing on application

Apply to receive financing terms

New

iPhone 17

256GB · 512GB

Pricing on application

Apply to receive financing terms

How it works

From choosing to applying, in one place.

  1. 1

    Browse the available iPhones

    See the models, storage options and colours currently offered, with reference prices and any approved financing information.

  2. 2

    Select your device

    Pick the model, storage and colour you want, then start your application.

  3. 3

    Complete your application

    Share your details, upload your ID documents and M-Pesa statement, and add a next-of-kin contact.

  4. 4

    Apenia processes your application

    We verify your identity and review your M-Pesa statement analysis using our verification and assessment process. A member of our team reviews every application.

  5. 5

    Receive the outcome

    We will let you know the outcome and the next steps. You can follow your application in the Apenia app.

Why apply with Apenia

One clear application

Choose your iPhone, share your details and documents, and submit — all online.

Your M-Pesa history counts

Your M-Pesa statement helps us understand your finances as part of the review.

Track it in the Apenia app

Follow your application and next steps in the Apenia app you already use.

FAQ

Questions, answered

All questions →
How does the application work?

Choose an iPhone, then complete the online application: your details, ID documents, your M-Pesa statement and a next-of-kin contact. Review everything and submit. Our team reviews every application.

What do I need to apply?

Your national ID, an active phone number and email address, and your M-Pesa statement. The application tells you exactly which documents to upload.

How do I get my M-Pesa statement?

You can request a full M-Pesa statement from the M-PESA app or by dialling the Safaricom statement service. Upload the PDF exactly as you receive it. We will never ask for your M-Pesa PIN.

Why do you verify my identity?

Identity verification protects you and us against fraud and is part of our responsibilities as a financing provider.

Why do you need a next-of-kin contact?

We only contact your next of kin if we cannot reach you about your application or financing. They are not a guarantor and are not responsible for any payments.

Ready when you are.

Choose an iPhone and start your application. You can save your progress on this device and come back to finish.

Explore iPhones
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iPhone financing applications from Apenia. Apply online and follow your application in the Apenia app.

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Legal

© 2026 Apenia. All rights reserved.

iPhone is a trademark of Apple Inc. Apenia is an independent financing provider and is not affiliated with or endorsed by Apple. Reference retail prices are third-party prices shown for comparison and are not Apenia's financing prices.